Visionary. Value focused.

How you do anything is how you do everything.

New normal – are we fked? – Part 2

Let’s talk about what I see in other people when we are all put into an unexpected situation. Tl; dr; Most people I know have negative thoughts about the future. They all have different ways to deal with the pandemic. Some withdraw into their self-built containers where they just wait for the storm to pass. […]

New normal – are we fked? – Part 1

Just my thoughts on the “new normal” that has been talked about in both social media as well as government official announcements. What I observed other people’s behaviour after a year and a half under COVID-19 influence, and how did I respond to the same circumstance. Tl; dr; I think we are heading towards a […]

My guess on CBA Share buy back

Recently I received an offer from CBA about their share buyback program. They are offering to buy back shares with the total value up to $6 billions. And I am curious of how it affects my existing holding. I took a bit of researching and come up with a guess on how the share price […]

A cocktail in your hand, and on your wrist

Imagine you’re in a bar, you walk to the bartender and say “Get me something that looks like my watch.” The bartender looks at your wrist, and say, “A mockingbird, sir?” You laugh. He laughs. Seiko laughs. Tl; dr; I bought a Seiko Presage watch for my birthday. It is the most valuable watch in […]

Financial review – How do I do it?

Every month, I conduct a financial review for myself. I go through what I spent in the last month, making sure that I recognize all transactions and categorize them into different sections. From there I plan my spending for the next month, and have a better forecast for my finance over the next year or […]

Discussion – Real Estate stimuli

Australian Government has been throwing quite a lot of stimuli for real estate market in 2020-2021. Most of them aim to ease the effect of COVID-19 pandemic. Some of the stimuli include the Home Builder grant, the Stamp Duty exemption/reduction. Let us have a look and discuss who actually benefits from the grants, and what […]

Discussion: Adelaide trip part I

Going to Adelaide this Christmas opened my eyes to the whole new world. People here are different than Victorian, and the feelings are vastly distinctive. Tl; dr; Adelaide people seems to be a lot more relaxed comparing to other states. This can be an opportunity for us to penetrate the market. The economy orbits the […]

Discussion – Real estate supply

During my readings of The Armchair guide to Property Investing, there is a good section discussing about the supply and demand of properties. Let’s have a summary of the supply side. Tl; dr; Supply is determined by the following factors: Available land that can be rezoned/released in the future. Possible subdivisions in the area. Current […]

Discussion – How FIRE benefits corporations?

FIRE movement is tremendously popular these days, especially among specialist workers. The idea of retiring early with an abundance of money is attractive to everyone. The concept is excellent and is real. People have reported retiring early and have enough income for them to live their lifestyles. However, is it all good and beautiful? Tl; […]

Experience – Thinking into Results – Week 2

Following up on my week 1 post, this is my experience about knowing-doing gap when I am in the middle of week 2 materials of Thinking Into Results course. Tl; dr; Week 2 is all about learning what I can do and what I actually do. Being aware of them helps me to close the […]