My guess on CBA Share buy back
Recently I received an offer from CBA about their share buyback program. They are offering to buy back shares with the total value up to $6 billions. And I am curious of how it affects my existing holding. I took a bit of researching and come up with a guess on how the share price […]
Discussion – Real Estate stimuli
Australian Government has been throwing quite a lot of stimuli for real estate market in 2020-2021. Most of them aim to ease the effect of COVID-19 pandemic. Some of the stimuli include the Home Builder grant, the Stamp Duty exemption/reduction. Let us have a look and discuss who actually benefits from the grants, and what […]
Discussion: Adelaide trip part I
Going to Adelaide this Christmas opened my eyes to the whole new world. People here are different than Victorian, and the feelings are vastly distinctive. Tl; dr; Adelaide people seems to be a lot more relaxed comparing to other states. This can be an opportunity for us to penetrate the market. The economy orbits the […]
Discussion – Real estate supply
During my readings of The Armchair guide to Property Investing, there is a good section discussing about the supply and demand of properties. Let’s have a summary of the supply side. Tl; dr; Supply is determined by the following factors: Available land that can be rezoned/released in the future. Possible subdivisions in the area. Current […]
Investing – my thoughts on comparison rates
So I recently completed a refinance. It took me over 3 months from contacting the broker to the day the account is created. I just want to share some thoughts on the difference between interest rate and comparison rate. And when one is more beneficial than the other. Tl; dr; Interest rate is the pure […]
Investing – Types of orders in stock market
As a novice stock market investor, I often find it confusing about different types of order when buying ordinary stocks. Here are the information I collected for the different kinds of orders. Tl; dr; Stop order: triggers buy/sell stock when stock price reaches a predefined price. When triggered, stop order becomes market order. Market order: […]
Investing – What are bonds?
Recently I have been taking a (free) course about stock investment. And in a few units we discussed about bond and its components. I think it is a good idea to note down what I learned and hopefully it makes me remember better. Tl; dr; Bonds, especially government’s, are considered zero risk. Bond values are […]
Investing – the trash talk with Landfill levy
On February, the State of Victoria rolled out a new program, Recycling Victoria. Among many information about what we will tackle the rubbish and recyclable materials, there is an item that could affect us as real estate investors. Tl; dr; Landfill levy is increasing from $65.90 to $125.90 per tonne in 2023. Eventually it will […]
Discussion – what exactly do you own in real estate?
Recently I ran across some interesting matters regarding what do we own in terms of owning the title of a piece of real estate. I think it is useful to note down and share with people. Tl; dr; By owning the title of the land, one has the right to the air above and the […]
Investing – Some thoughts on the Real Estate market
Recently I have been listening to quite a few podcasts and videos about real estate investing. And today I listened to a few pieces of thoughts that I find interesting. Which I decide to note them down for future references. Tl; dr; Land is a commodity, house is a consumer good. Income growth is a […]